Posts

Showing posts with the label Health Insurance Policy

Insurance for Minor Medical Expenses

Image
Although in India Minor Medical Expense Plans are not as popular and there is not such a wide offer as in the case of Major Medical Expense Insurance.  They are an excellent alternative to complement either your medical insurance or even your Social Security Below, we briefly explain what they consist of and some basic coverage of Minor Medical Expenses Insurance. The Minor Medical Expenses insurance is focused on the prevention of illnesses by maintaining a constant check-up of the insured's health.  The insurer determines the alternatives of medical institutions that can be accessed as well as the network of doctors in agreement. Although in our country there is no great culture of prevention, it is important to think about the conservation of our well-being day by day.  Illness can put a family's financial security at risk Minor medical expenses insurance is an excellent alternative to protect and maintain your health and that of your family.  Its operation consis...

Considerations, Group Medical Expense Insurance and Connection Medical Insurance

Image
If your work has given you insurance for major medical expenses;  It is extremely important that you consider some very important points that you have to know and here we explain them to you. What happens to my health insurance if I leave my job at that company? In the simplest of situations, the only thing that will happen is that you will lose the benefit. But if you want to stay insured on your own.  You do not have a guarantee that the insurer will continue to ensure you and keep the conditions.  Since this depends on some factors. It is important to clarify some terms used in this case: SENIORITY, WAITING PERIODS, and PRE-EXISTENCES. SENIORITY: In major medical expenses, seniority is the time that the insured has been covered continuously.   And SENIORITY is important because the WAITING PERIODS are going to be defined from it, that is to say;  the time that must elapse before an illness can be covered by the insurer.  Since there are certain diseases ...

Do I Need Medical Expense Insurance?

Image
Many people find that if they never get sick, exercise, live a healthy life, and have no history of serious illness;  they do not need insurance for major medical expenses.  This is a serious error.  We never know what fate may have in store for us, whether it is a serious illness or an accident that could threaten our life and the safety of our family.  For this reason, we explain what Medical Expense Insurance is and how it works. A major medical expenses insurance covers necessary hospital expenses, in the event of an accident or serious illness.  This type of insurance does not include illnesses such as intestinal infections or a simple cough, since these are considered minor medical expenses.  Major medical expenses insurance offers two types of coverage: Basic coverage:  This is responsible for covering hospital expenses, medical fees, necessary therapies, orthopedic devices, nursing fees, and basic dental care. Additional coverages:  These ...

Health Plan for The Elderly: Understand the Particularities of This Type of Health Insurance

Image
For many, old age is known as the best part of life. It is during this period that individuals have more time to devote to their hobbies, in addition to all the knowledge and wisdom they have acquired over time. However, to ensure that such moments are, in fact, well spent, it is important to take some precautions — and investing in a health plan for the elderly is one of them.  As we are well aware, unfortunately, the public health sector in Brazil has been facing a long crisis and has become inefficient in many situations. Therefore, ensuring that the elderly person has quality medical care is an excellent request and that it can even provide more peace of mind and security for the whole family.  Even so, there are people who are unaware of the particularities of a health plan for the elderly, nor do they understand how this type of contract works and what it can offer. With that in mind, we decided to clear all the information in today's post....

Health Insurance: How To Choose It without Making (the Usual) Mistakes

Image
A health insurance policy can prove to be essential on various occasions in life, from daily unforeseen events to travel abroad. In the latter case, the policy intervenes by providing assistance to the traveler, directing him to a trusted doctor on-site or at affiliated facilities. The benefits of this type of coverage often outweigh the costs. Its purpose is not so much to replace the benefits related to the national health system, as to protect itself from unpleasant situations related to loss of money related to an illness, or to face costs for decidedly onerous specialized care. It also allows you to choose between private affiliated structures, enjoying faster waiting times. Looking for opinions on health policies? After this reading, you will certainly have clearer ideas. How Does Health Insurance Work? Health policies cover expenses related to the state of health of those who subscribe to them: diagnostic tests, treatments, hospital admissions, and the...