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Showing posts with the label Group Health Insurance

Why take out health insurance?

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Health  insurance does not reimburse all of the  insured 's  health costs. Online  health insurance,   is an insurance contract intervening in addition to or supplementing health insurance in order to reduce the remainder payable by the insured (  copayment ,  excess fees , dental and medical expenses). optics, etc). Depending on the profile of the insured and his status, he can take out various health contracts: Youth health Family health Health contract reserved for seniors For working people: a Madelin health contract (self-employed), a collective company health contract (employees), a health contract specific to the public service In the case of collective  health insurance , memberships can be optional or mandatory. Who can take out health insurance? Health insurance  can  be taken out   individually   or Group. Individual health insurance Anyone can take out health insurance on an individual basis and cover one or more me...

Medical Expenses Insurance, Hiring Within a Group or Community

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A Group Insurance is an insurance policy like any other, but within these many people are insured together, whether they are employees of the same company, or of some related group.  For example, the company "Acmé" decides to offer Medical Expense Insurance for all its employees and within this policy, it ensures its collaborators.  They could even offer to ensure relatives of these. The advantage of this is that by ensuring everyone is in the same plan, a better price will be obtained because the insurer considers the volume or number of insured.  That is, it will not cost the same if it is done jointly than individually. However;  It is also not the same if it is a group of 5 people than 1000. Thus, the insurer will offer an even better price.  Thus, belonging to this or adhering to one of these plans will offer you the possibility of having insurance with a much better price and with the operation and use practically the same as an individual one. One conside...

Medical Expenses Insurance, What You Should Know

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If you are new to this Health Insurance It is important that you take into account some considerations when choosing your plan.  Well, in Medical Insurance there are many differences between one insurance and another.  It is very different from car insurance where, although they are not the same, we "could say" that they are similar or equivalent*. What determines the cost? The price is determined by several factors but we will indicate the most important ones. The Insured Sum: This is the maximum amount for which the insurer will respond in case you use your insurance.  In some cases, it may be unlimited or for the amount that you determine.  The higher the sum insured, the more expensive it will be. The Hospital Level: Insurance that allows you care in any Hospital in the Country, or even in the World, is NOT the same as one that limits it to a few. The Medical Tabulator.  Here is what we could say causes the most dissatisfaction when it comes to using health ...

Considerations, Group Medical Expense Insurance and Connection Medical Insurance

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If your work has given you insurance for major medical expenses;  It is extremely important that you consider some very important points that you have to know and here we explain them to you. What happens to my health insurance if I leave my job at that company? In the simplest of situations, the only thing that will happen is that you will lose the benefit. But if you want to stay insured on your own.  You do not have a guarantee that the insurer will continue to ensure you and keep the conditions.  Since this depends on some factors. It is important to clarify some terms used in this case: SENIORITY, WAITING PERIODS, and PRE-EXISTENCES. SENIORITY: In major medical expenses, seniority is the time that the insured has been covered continuously.   And SENIORITY is important because the WAITING PERIODS are going to be defined from it, that is to say;  the time that must elapse before an illness can be covered by the insurer.  Since there are certain diseases ...

Corporate Health Plan: Benefits for Your Team

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When hiring new employees, or captivating those who have been with the company for a longer time, we think about the  benefits  that the company offers or could start to offer, and the  corporate health plan  is one of these advantages, constantly requested by employees and that makes the difference at the time of the recruited opting or not for the offered position.  The  corporate health plan  l is essential for taking care of the health of employees. The company becomes more competitive, as it offers an attractive benefits package in the market, motivates and improves the self-esteem of the entire team. The health plan offers security to the employee because he/she knows that he/she is covered in case he/she needs medical services. After the salary, the health plan  is one of the benefits that weigh most when deciding to accept a job. Thus, this benefit motivates employees, as they know they can count on the company to t...