Why take out health insurance?

Health insurance does not reimburse all of the insured's health costs.

Online health insurance, is an insurance contract intervening in addition to or supplementing health insurance in order to reduce the remainder payable by the insured ( copayment, excess fees, dental and medical expenses). optics, etc).

Depending on the profile of the insured and his status, he can take out various health contracts:

• Youth health
• Family health
• Health contract reserved for seniors
• For working people: a Madelin health contract (self-employed), a collective company health contract (employees), a health contract specific to the public service

In the case of collective health insurance, memberships can be optional or mandatory.

Who can take out health insurance?

Health insurance can be taken out  individually  or Group.

Individual health insurance

Anyone can take out health insurance on an individual basis and cover one or more members of their family, for example, their spouse or their children. Subscribing to such a contract is optional. 

Before subscribing to individual health insurance, it is necessary to inquire about the guarantees of the collective health possibly subscribed by his employer. 

However, there is nothing to prevent you from taking out additional health cover on an individual basis to improve the company's collective cover.

Family health insurance

Family health insurance provides health care coverage to all family members, spouses, and/or children. Family health insurance offers decreasing rates and, many advantages such as:

• Reduction from the 2nd or 3rd insured child
• The membership offered for one year to the newborn
• Birth bonus