What are the benefits of online health insurance?

Many of us take out a health insurance contract every year in order to be better reimbursed for our health costs. In this ultra-competitive sector, newcomers like Cocoon are reinventing the codes of health insurance: online mutuals. How are they different and what are their benefits? Discover our special file to become unbeatable on the subject.

The benefits of online health insurance

Purchasing health insurance on the Internet offers a number of advantages for members. Here are the ones that seem to appeal to them the most:

• Saving time: gone are the days when you had to manage to get to the agency just before closing time! Online mutuals allow their members to carry out all their procedures when they wish, and without having to wait their turn.
• 24/7 access: members can access their personal space whenever they want, containing all of their documents and information.
• The comfort of not having to leave home: if necessary, members can access their file directly online and can contact an advisor by telephone, from their home.
• Savings: by being present only online, mutuals achieve significant savings compared to traditional agencies (rent of premises, electricity, heating, etc.). Some health insurers decide to pass on this cost reduction to the prices of their contracts, by offering cheaper formulas.
• Innovative tools: subscribing to mutual insurance online offers new possibilities to members. Some features, such as online mutual insurance comparators, allow you to quickly find the best offer at the best price.

Buy health insurance online? The benefits of a classic mutual, but the advantages in addition! Saving time and money or even the possibility of making your reimbursement requests from your sofa, who says better? However, in the event of a dispute with the insurance, it will be more complicated for the member to carry out reminders only remotely.